14 Finance Programs for High School Students in Massachusetts

Finance programs for high school students are a good way to gain exposure to essential money management skills, investing, economics, and business strategy. These programs often blend classroom learning with applications, helping students develop practical skills like budgeting, analysing markets, and understanding financial systems. Many are hosted by well-known institutions and organisations, making them affordable (or even free) options compared to full college courses or private tutoring. 

Massachusetts is home to numerous prestigious universities and organisations — like MIT, Harvard, and Babson College — that offer finance-related programs to high schoolers. These programs are ideal for local students eager to explore top-tier academic environments, as well as out-of-state students looking for a summer experience that combines rigorous academics with cultural exposure. Whether you’re interested in investment banking, entrepreneurship, or financial technology, Massachusetts offers a rich landscape of learning opportunities. 

We’ve narrowed our list down to 14 standout finance programs for high school students in Massachusetts.

1. Today’s Interns, Tomorrow’s Professionals (TIP) internship program | Federal Reserve Bank of Boston

Location: Boston, MA (Federal Reserve Bank of Boston)

Cost: Paid internship

Application Deadline: Annually; typically applications open months in advance via Boston Private Industry Council (PIC)

Program Dates: Summer (May to August)

Eligibility: High school students who have completed their sophomore year in the Boston Public Schools

The TIP internship program is a collaborative initiative between the Boston Fed and the Boston Private Industry Council designed to provide income-eligible high school students in Greater Boston with paid work experiences at the Federal Reserve Bank. The program equips you with workplace skills and personal financial literacy through intensive enrichment activities alongside departmental placements. You will gain exposure to professional work environments, mentorship, and networking opportunities aimed at fostering career readiness and financial stability. The program encourages positive youth development and aims to prepare you for future educational and career success. 

2. Veritas AI — Deep Dive: AI + Finance

Location: Virtual

Cost: Varies based on program type 

Application Deadline: Upcoming fall deadline is on August 31

Dates: Fall cohort dates: September 21 — November 23

Eligibility: High school students who have a background in Python or have completed the AI Scholars program are eligible to apply.

The Veritas AI Deep Dive is a 10-week program where you’ll study how artificial intelligence is used in finance. With guidance from instructors experienced in AI, you’ll take part in lectures, coding tasks, and a project focused on applying AI tools to financial problems. You’ll work on topics such as forecasting stock prices, identifying unusual patterns that may indicate fraud, and examining trends in financial data. The program introduces you to predictive modelling methods that are commonly used in areas like banking, investment, and risk management.

3. CLA High School Internship Program

Location: Various locations nationwide, including select cities in MA

Cost: Free (paid internship)

Application Deadline: Varies; internships start in June

Program Dates: Summer internships, typically starting in June, duration varies by location

Eligibility: Students aged 16 to 18 currently in high school

CLA’s High School Internship Program offers paid summer internships designed to provide students with experience in accounting, business, and professional services. You will work on projects and engage with clients, developing practical skills and gaining exposure to potential career paths. The program aims to help you discover your strengths, develop new skills, and understand professional work environments early.  Interns participate in a welcoming and inclusive atmosphere, receiving mentorship and feedback from experienced professionals. The program also emphasises networking and career exploration for students considering business or accounting fields. Interested students, parents, and teachers can join a talent community to stay updated on future internship opportunities and related events.

4. Lumiere Research Scholar Program — Finance Track

Location: Virtual

Cost: Varies based on program type 

Application Deadline: Varies depending on the cohort.

Dates: Varies depending on the cohort

Eligibility: High school students are eligible to apply

The Lumiere Research Scholar Program gives you the chance to explore finance through independent research, guided by a PhD mentor. You’ll choose a specific topic, shape your research questions, and write a detailed paper with regular feedback. As part of the program, you’ll share your work at the Lumiere Research Symposium, gaining experience in presenting your findings. The program also includes virtual sessions with professionals in the field and opportunities for collaboration, helping you build practical research skills while learning more about finance in a structured setting.

5. Tufts University Business Programs for High School Students

Location: Medford/Somerville, MA

Cost: Varies based on individual courses. More info here

Application Deadline: Currently closed; next cycle TBD. More info here

Program Dates: Summer sessions (6-week residential and 2-week intensive options)

Eligibility: Rising high school juniors and seniors

Tufts offers pre-college programs focusing on entrepreneurship, finance essentials, marketing, and management. Programs include residential and commuter options, combining academic rigour with practical business skills taught by experienced faculty. There is an emphasis on leadership and innovation, preparing students for future academic and career endeavours.

6. Bentley University — Wall Street 101

Location: Virtual or in-person at Bentley University, Waltham, MA

Cost: Application fee: $75; Tuition: $1,490 — $3,180. Need-based financial aid is available.

Application Deadline: Rolling deadlines.

Dates: The program runs in the summer (June — July). Dates vary depending on the courses.

Eligibility: Rising high school juniors and seniors interested in finance are eligible to apply.

Bentley University’s Wall Street 101 is a summer program where you can explore key areas of finance through learning and group projects. You’ll take part in activities like analysing investment strategies, developing stock pitches, and working on simulations related to macroeconomics and financial technology. Using tools such as Bloomberg and FactSet in Bentley’s Trading Room, you’ll gain experience with platforms commonly used in the finance industry. The program covers topics including capital markets, corporate finance, and the role of new technologies like AI in financial systems. Course options include areas such as investment research, financial markets, personal finance, and starting a business in FinTech. The content is designed to introduce you to college-level concepts and help you build foundational knowledge in finance.

7. Boston Leadership Institute’s Finance Program

Location: Gann Academy/ Bentley University in Waltham, MA or The Newman School in Boston, MA

Cost: 3-week tuition: $2500 | 3-week residential fee: $2097. Limited scholarships are available for rising seniors

Application deadline: Applications open on November 1 and are accepted on a rolling basis

Program dates: Session 1: June 23 — July 11 | Session 2: July 7–25

Eligibility: All high school students

This three-week program is a good fit if you’re interested in exploring finance through both math and business concepts. You’ll learn about the work financial analysts do and study key topics such as bond pricing, dividends, forecasting methods, cash flow analysis, and identifying financial trends. The curriculum includes interactive components — for example, past participants took part in a stock simulation that involved making daily trading decisions. The program also emphasises research and analytical skills, giving you a chance to apply what you learn in a structured academic setting.

8. Harvard Summer School Secondary School Program (SSP)

Location: Cambridge, MA (on-campus residential, commuting); also available online

Cost: $4,050 (7-week online/commuting, 4 credits) to $14,950 (7-week residential, 8 credits); application fee $75 non-refundable

Application Deadline: Application opens December 1; early priority aid by January 7; regular deadline February 11; late deadline April 1

Program Dates: 4-week and 7-week summer sessions, mid-June to early August

Eligibility: Motivated high school students graduating in 2026–2028, minimum age 16 by June 20, 2026, maximum age 18 by July 31, 2026

Harvard’s SSP offers academically rigorous college-level courses with the option to take 1 or 2 courses for credit. You can choose among residential, online, or commuting formats with access to Harvard faculty and resources. Courses span over 50 academic areas, including humanities, STEM, business, and others, designed to help students explore potential majors and career paths while gaining college experience and credit. The program supports students through tutoring, advising, and preparation for college admissions. Harvard SSP courses are college-accredited and graded. Harvard SSP includes a variety of business and economics subjects, and while specific finance courses vary year to year, offerings typically include introductory finance, economics, accounting, and related areas suitable for high school students aiming to explore finance academically before college.

9. Harvard Pre-College Summer School Program for High School Students

Location: Cambridge, MA (on-campus residential)

Cost: $5,800 for a two-week session, including tuition, room, board, activities, and insurance; $75 application fee. Financial aid is available for eligible students.

Application Deadline: Application opens December 1; Early deadline January 7; Regular deadline February 11; Late deadline April 1

Program Dates: Three two-week sessions during the summer, dates vary

Eligibility: Rising juniors and seniors, minimum 16 years old by June 21 and under 19 by July 31

Harvard’s Pre-College Program is an intensive two-week program offering the college experience without letter grades or college credit. You will take one rigorous college-level course from a variety of academic areas, including business and leadership, among others. The small class size (about 15 students) and immersive schedule promote intellectual debate and independent thinking. The program frequently offers classes in Business and Leadership, which include fundamentals of finance, entrepreneurship, marketing, and management, aimed at high school students exploring potential college majors or career interests in business and finance. These courses focus on developing practical knowledge of business operations alongside leadership skills in a rigorous academic setting.

10. New York Institute of Finance — Young Finance Scholar Program

Location: Virtual

Cost: $2,200

Application Deadline: Rolling deadlines

Program Dates: August 4–15 (tentative, based on previous year’s schedule)

Eligibility: High school students aged 15–18 years are eligible to apply.

The Young Finance Scholar program from the New York Institute of Finance offers high school students an opportunity to study core topics in finance, economics, and business. Throughout the program, you’ll learn about areas such as economic policy, financial analysis, investment banking, fintech, and sustainable finance. The course includes interactive lessons and case studies to help you apply what you’re learning. Toward the end of the program, you’ll work in a group to develop and deliver a final presentation. After completing the program and project, you’ll receive a certificate and recognition for your group’s work.

11. Finance: Investing & Market Insights course | Dartmouth Precollege Online Program

Location: Virtual

Cost: $1,895 per course. Need-based scholarships are available.

Application Deadline: Rolling admissions; next start date September 7

Program Dates: Multiple sessions offered throughout the year with flexible scheduling

Eligibility: Students ages 13 and older

This course covers essential financial concepts, including company valuation, investment strategies, evaluation of financial statements, and market analysis. It is designed to teach students how to analyse investment opportunities using techniques such as discounted cash flow (DCF) and understand the operational roles of banks, investors, and regulators. The curriculum includes video lessons, simulations, and a final capstone project in which students act as private equity analysts to present investment recommendations. Students receive mentorship from finance experts throughout the course. The program offers flexible, asynchronous learning to accommodate different schedules and awards a Certificate of Completion from Dartmouth upon finishing. 

12. Babson Summer Study for High School Students

Location: Virtual or In-person at New England Innovation Academy (NEIA), Marlborough, MA

Cost: $6,295 plus $95 application fee for online format; In-person additional costs: $6,500 (residential), $3,000 (day student). Financial assistance is available for online students with significant need; scholarships are not offered for the in-person program.

Application Deadline: Application opens December 1

Program Dates: 3+ weeks during summer, and in-person orientation starts July 5

Eligibility: Rising high school juniors and seniors, minimum age 16 by program start date, English proficiency required

Babson Summer Study is an experiential pre-college program designed to develop entrepreneurial skills through the course EPS 1110 Introduction to the Entrepreneurial Experience, which carries 4 college credits from Babson College. The curriculum covers entrepreneurship, leadership, marketing, finance, and business communication framed around the U.N. Global Goals. You will engage with Babson faculty, entrepreneurial leaders, and mentors who guide their social impact projects. Students participate in synchronous classes and collaborate on projects requiring significant time commitment outside of classroom hours. 

13. Wharton Global Youth Program Online Programs

Location: Virtual

Cost: Varies by program; typically ranges from $1,200 to $2,500 per course

Application Deadline: Rolling; specific program session deadlines vary

Program Dates: Multiple sessions throughout summer (June — August)

Eligibility: Current high school students in grades 9–12

Wharton Global Youth offers rigorous online pre-college business education programs led by Wharton faculty. These interactive courses cover a range of topics such as financial decision-making, leadership, entrepreneurship, sports business, and personal finance. Programs are designed to help you develop foundational business skills, engage in collaborative learning with a global cohort, and prepare for future academic and career endeavours. Notable offerings include Financial Decision Making, Essentials of Leadership, and Future of the Business World, typically lasting two to three weeks. You will also gain access to the Wharton Global Youth Meetup (GYM), an online community platform for networking and co-curricular activities exclusive to summer program participants. 

14. Business in Society Program by Harvard Business School Online

Location: Virtual

Cost: Varies; typical HBS Online courses range from $1,000 to $2,000+

Application Deadline: Rolling admissions; check website for session details

Program Dates: Multiple sessions offered throughout the year

Eligibility: Open to learners, including professionals and high school students, interested in business concepts

The Business in Society course explores how businesses can align profit-making with social and environmental responsibility. The program builds skills in ethical decision-making, leadership, and global business challenges with a focus on purpose-driven strategies. You will learn frameworks to evaluate the impact of businesses on society and address complex issues such as sustainability, diversity, and governance. Though primarily targeted toward professionals and college students, motivated high school students interested in business and social responsibility may also benefit. The program is fully online with interactive course materials, case studies, and real-world examples. 

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Tyler Moulton

Tyler Moulton is Head of Academics and Veritas AI Partnerships with 6 years of experience in education consulting, teaching, and astronomy research at Harvard and the University of Cambridge, where they developed a passion for machine learning and artificial intelligence. Tyler is passionate about connecting high-achieving students to advanced AI techniques and helping them build independent, real-world projects in the field of AI!

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