15 Online Finance Programs for High School Students
If you're a high school student interested in finance, online programs are one of the most flexible and accessible ways to build your skills. With virtual programs, you can explore investing, personal finance, financial modeling, and even applications such as budgeting and analyzing market trends without leaving your home. Many of these courses are led by university faculty or industry professionals, offering college-level content without the cost or travel of in-person programs.
Finance is also a subject that translates well online. With interactive tools, real-time simulations, and spreadsheet-based assignments, you can explore topics like risk analysis, stock research, and portfolio building in ways that feel practical and relevant. These programs help you build a strong foundation in finance, develop data literacy, and test whether the field is a good fit for college and career.
To help you navigate the options, we've curated 15 online finance programs for high school students.
If you are looking for online summer internships, check out our blog here.
1. Young Finance Scholar (YFS) Program
Location: Online
Cost: $950
Acceptance rate/cohort size: Open enrollment
Dates: Self-paced; 1-year access to complete 50 hours
Application Deadline: Open enrollment
Eligibility: High school students aged 13–17
This online finance program for high school students guides you through 50 hours of structured lessons on entrepreneurship, personal finance, capital markets, and financial services. You learn about company organization, startup operations, and how to interpret and analyze financial statements. The lessons also include budgeting, saving, credit, debt, and the basics of investing. Additionally, you explore stock markets, micro- and macroeconomic principles, trading processes, and the overall financial system. The curriculum also includes banking, insurance, and M&A fundamentals, along with an overview of finance career paths. After completing all modules and quizzes, you earn a certificate and become eligible for the advanced YFS program and certain NYIF scholarships.
2. Veritas AI + Finance Deep Dive
Location: Online
Cost: Varies depending on program type; financial aid is available
Acceptance rate/cohort size: Highly selective
Dates: Multiple cohorts throughout the year
Application Deadline: Spring (January), Summer (May), Fall (September), Winter (November)
Eligibility: High school students with prior experience in AI/ML or a previous Veritas AI program
Veritas AI’s deep-dive program focuses on how AI tools are being used in modern finance, especially for market analysis and forecasting. You work through live lessons, coding walkthroughs, and guided projects that teach you to build machine learning models for financial datasets. The curriculum covers forecasting stock trends, time-series analysis, risk scoring, and using Python tools to automate financial insights. You'll receive direct guidance from mentors who assist you with technical assignments weekly. By the end, you’ll have developed real AI-finance projects demonstrating the intersection of data science and finance, valuable for future coursework or internships.
3. Finance: Investing & Market Insights Program by Dartmouth College
Location: Online
Cost: $1,895; scholarships available
Acceptance rate/cohort size: Not specified
Dates: Multi-length sessions available throughout the year
Application Deadline: Varies depending on session
Eligibility: Ages 13+; need-based scholarships available
This online finance program for high school students helps you understand how financial markets operate, how companies are valued, and how investors evaluate opportunities. You work through concepts such as risk vs. reward, market structure, IPO processes, discounting, and DCF valuation. Real case examples are used to teach you how to evaluate companies and spot strengths, weaknesses, and red flags. Mentors guide you throughout the coursework and during your capstone project, where you take on the role of a private equity analyst. The workload amounts to approximately 30 hours, with flexible pacing options based on your schedule.
4. Lumiere Research Scholar Program - Finance Track
Location: Remote
Cost/Stipend: Full financial aid available
Acceptance rate/cohort size: Selective
Dates: Varies by cohort
Application Deadline: Varies by cohort
Eligibility: Current high school students with strong academics
The Lumiere Research Scholar Program connects you directly with a Ph.D. mentor for independent research in areas such as finance, economics, data science, or similar fields. Over a period of 12 weeks (or longer, depending on your track), you'll formulate a research question, review scholarly sources, and produce a comprehensive research paper. Regular video meetings, feedback sessions, and structured planning keep you on track. Topics you might investigate include market structure, behavioral finance, investment strategies, corporate finance, global economics, or financial technology. By the end of the program, you will produce a polished research paper that demonstrates academic depth and independent thought, which can be valuable during college applications.
5. Investing: The Future of Finance by Wake Forest University
Location: Online
Cost: $1,595; scholarships available
Acceptance rate/cohort size: Not specified
Dates: Multiple 1-, 2-, and 4-week sessions
Application Deadline: Varies depending on session
Eligibility: Ages 13+; high school or gap-year students
In this online finance program for high school students, you examine how modern financial markets function and how innovations like cryptocurrencies and FinTech are shaping the future of investing. Capital raising methods, including IPOs, venture capital, private equity, and bonds, are explained through real-world scenarios. You study ESG investing, shareholder decision-making, and the use of finance for social impact. Blockchain technology, smart contracts, decentralized finance, and industry disruptions in areas such as insurance and lending are also explored. Assignments are supported by a course mentor, and video-based lectures allow you to learn at your own pace. You receive a Wake Forest certificate upon finishing the program.
6. Understanding Your Money by Wharton Global Youth Program
Location: Online
Cost $329
Acceptance rate/cohort size: Open enrollment
Dates: Self-paced; 13–15 hours of content
Application Deadline: Open enrollment
Eligibility: High school students
This introductory online finance program for high school students teaches you economics, money management, budgeting, and basic investing. Four modules cover topics such as supply and demand, opportunity cost, global currencies, interest, and financial institutions. You also explore budgeting techniques, financial wellness, and long-term investment principles such as asset allocation. The program features 55 video lectures, readings, activities, and quizzes designed to reinforce your understanding. Upon finishing, you receive a Wharton Global Youth certificate.
7. Finance: From Personal Literacy to Global Markets by USC
Location: Online
Cost: $1,990 + $35 application fee
Acceptance rate/cohort size: Not specified
Dates: Self-paced; 4-week suggested pace with 90-day access
Application Deadline: Rolling basis
Eligibility: Ages 14+; high school students
This USC online finance program for high school students walks you through personal finance fundamentals, investing concepts, corporate finance, and the structure of global financial markets. You learn to build financial plans, assess risk, understand interest rates and the time value of money, and analyze stocks, bonds, and other assets. Additional lessons introduce digital currencies, blockchain applications, and emerging financial technologies. The coursework takes approximately 20–25 hours to complete and features video lectures, calculations, readings, and practical assignments. You can finish the coursework at your own pace within the 90-day access window.
8. Financial Decision Making by Wharton Global Youth Program
Location: Online
Cost: $4,099
Acceptance rate/cohort size: Not specified
Dates: June 15 – 26 | July 6 – 17
Application Deadline: Priority: January 28 | Final: Rolling
Eligibility: High school students enrolled in grades 9–12
This two-week intensive program covers personal finance, financial markets, economic decisions, and data analysis. Each day features two hours of live lectures plus one hour of TA-led recitation at your preferred time. You will work with actual datasets, analyze stocks and bonds, explore inflation and credit issues, and collaborate on a capstone project. The program also highlights ethical financial practices, wealth management, diversification, and long-term savings. Excel is integrated throughout to help you apply theoretical concepts to practical situations. Successful participants receive a Wharton certificate and gain membership in the Wharton Youth Network.
9. Finance: Think Like an Investor by Northwestern University
Location: Online
Cost: $1,895; scholarships available
Acceptance rate/cohort size: Not specified
Dates: Multiple 2-week and 4-week sessions
Application Deadline: Varies depending on session
Eligibility: Ages 13+; high school students
This program teaches essential finance topics, including financial markets, institutions, risk and return, and the time value of money. You will analyze financial statements and assess companies' financial health in accordance with economic and accounting principles. The curriculum introduces asset classes, investment strategies, private equity, deal flow, and value creation. A final capstone project involves evaluating a private equity investment, creating financial projections, and presenting your results. Upon completion, you receive a certificate from Northwestern University.
10. Excel, Finance, & Investing Summer Program by NextGen Bootcamp
Location: Online
Cost: $1,299
Acceptance rate/cohort size: Not specified; small cohorts
Dates: June 29 – July 7 | August 10 – 14
Application Deadline: Rolling
Eligibility: High school students
This live program trains you in advanced Excel techniques, including Pivot Tables, VLOOKUP, and macro automation. You will explore fundamental finance concepts, including the factors influencing stock prices, company valuation methods, and understanding earnings reports. Classes feature practical analysis of valuation multiples for companies such as Google and Apple. Instruction is delivered over 25 hours by Microsoft Certified Trainers and finance experts from Wharton and NYU Stern. Students receive access to software, a proprietary workbook, recorded sessions, and a verified certificate.
11. FinTech Summer Program by NextGen Bootcamp
Location: Online
Cost: $3,295
Acceptance rate/cohort size: Not specified; small cohorts
Dates: June 29 – July 30 | July 20–August 14
Application Deadline: Rolling
Eligibility: High school students
You begin the program with comprehensive Excel training before progressing to valuation, financial statements, and market analysis. The instruction covers how investors assess companies through ratios, discounted cash flow models, and comparative analysis. In the second half, Python basics and data science tools like Pandas, Matplotlib, and Sci-Kit Learn are introduced. Students complete 72 hours of live, project-based learning across five weeks. Daily sessions help you build integrated skills in Excel, investing, and programming.
12. Everfi: Financial Literacy for High School
Location: Online
Cost: Free
Acceptance rate/cohort size: Open access
Dates: Self-paced (12 lessons, 20 minutes each)
Application Deadline: Open enrollment
Eligibility: Grades 9–12; English and Spanish
Everfi provides instruction on fundamental financial skills such as budgeting, banking, savings, and emergency preparedness via interactive scenarios. The curriculum emphasizes SMART goal-setting, spending strategies, and handling unexpected expenses. Lessons align with national personal finance education standards and fit well into school courses like economics and financial algebra. Automatic grading and built-in assessments allow you to track your understanding.
13. Babson Summer Study for High School Students
Location: Online
Cost: $6,295 + $95 application fee
Acceptance rate/cohort size: Not specified
Dates: July 8 – 28
Application Deadlines: March 13 (Standard)
Eligibility: Rising juniors and seniors; age 16+; English proficiency required
In this program, you enroll in EPS 1110: Introduction to the Entrepreneurial Experience course and earn four Babson College credits while building strong problem-solving and teamwork skills. Coursework examines global challenges through the U.N. Global Goals and exposes you to entrepreneurship, leadership, finance, marketing, and business communication. Learning goes beyond the classroom through discussions with entrepreneurs and innovators worldwide. Babson faculty, who are both entrepreneurs and specialists, mentor you on your social-impact project. Academic Mentors support your team's efforts, and you connect with Babson’s broader entrepreneurial community through events, presentations, and panels.
14. Teach Me Wall Street: Wall Street 101 + Investing & Trading + Teen Investor Cup
Location: Online
Cost: $897 (winter and spring cohorts) | $1,197 (summer and fall cohorts)
Acceptance rate/cohort size: Open enrollment
Dates: Wall Street 101: January 10 – 24 | Investing & Trading: January 31 – February 14 | Teen Investor Cup: February 16 – March 30
Application Deadline: Rolling until full
Eligibility: Open to high school students; must complete Wall Street 101 before Investing & Trading
Your learning begins with Wall Street 101, where you study the structure of the stock market, financial products, and key industry players. After building fundamental knowledge, you move into Investing & Trading, where you apply technical and fundamental analysis while practicing trades in a simulated account. The Teen Investor Cup lets you participate in a seven-week investing competition supported by weekly coaching calls. Sessions are available at various times, and recordings are provided for any missed classes. Homework requirements change with the seasons, with winter featuring extra self-study. By completing all components, you will receive a certificate.
15. World Business Academy Program
Location: Online
Cost: $2,995
Acceptance rate/cohort size: Maximum of 6 students
Dates: June 8 – 19 | July 6 – 17
Application Deadline: Rolling until full
Eligibility: High school students aged 15–18
This advanced two-week program includes 10 interactive classes covering microeconomics, competitive strategy, finance fundamentals, marketing, game theory, macroeconomics, and data analytics. You engage in a business case simulation and a final entrepreneurial challenge that consolidates the entire curriculum. Participants earn a course certificate, gain access to all class recordings, and receive curated study materials. A letter of recommendation is awarded for strong participation.
Image source - Veritas AI